After your home and your car, jewelry can easily qualify as some of your most valuable possessions. While most of us have up to date insurance policies on the former, jewelry insurance is often forgotten or overlooked. Nothing can replace the sentiment of your valued treasures in the event of a loss. We have seen countless customers in the position of having to replace lost or stolen items with virtually no insurance reimbursement. Most, if not all Insurance companies, will require a written appraisal on the jewelry items to be scheduled on your policy. This is why we strongly recommend a written insurance appraisal for your most valuable jewelry.
Although the most common is an appraisal for insurance, there are many other reasons for wanting or needing an appraisal done on jewelry:
Updating older appraisals to reflect their current value.
Selling a piece of jewelry and needing to know what it’s worth.
Purchasing a piece of jewelry while on vacation or from another retailer and verifying its quality and value as advertised.
Determining the value of new or antique jewelry pieces acquired through an inheritance or as part of an estate settlement.
In any of these circumstances, you can take comfort in knowing that KMD has you covered by offering a variety of professional appraisal services. Our GIA Gemologist has 30 years of experience as an appraiser, diamond buyer and consultant. Our appraisal and consultant services include:
Insurance appraisals (replacement value)
Confirmation of quality
Fair market value
Our fees are based on the client's needs and the complexity of the assignment. Clients that receive full written appraisals can expect detailed descriptions and photographs that meet or exceed the requirements of the particular appraisal.
KMD offers a variety of appraisal and consultation services rarely found under one roof. Friendly, helpful and professional service with a smile is just another reason to visit this gem of a shop in Hunterdon County.